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| 1 | 28 Day challenge If you can find the same insurance cover for a better commercial rate elsewhere in the market within 28 days of purchase, we will either match the rate or refund the policy in full. |
| 2 | Policy documents sent out within 24hrs As part of our all round excellent customer service we send documents within 24 hours. |
| 3 | One rate across all POSTCODES We apply one price across all postcodes and our competitive and simple pricing structure means it is easy decision to make. |
| 4 | All risks cover ‘’All risks’’ cover including subsidence, subject to certain exclusions. |
| 5 | Loss of Rent Loss of rent/alternative accommodation expenses as a result of damage covered by the policy up to 30% of the Building Sum Insured. |
| 6 | Accidental damage Accidental damage to buildings included automatically. |
| 7 | Terrorism cover Terrorism cover to the Building Sum Insured automatically included. |
| 8 | Employers liability The policy automatically includes Employers Liability to £10m |
| 9 | Public liability for property owners Property Owners Liability included to £5m |
| 10 | 90 day unoccupancy Subject to certain conditions the policy allows unoccupied periods of up to 90 days without notification to us. |